Role: Business Specialist Credit Models – Portfolio Management Unit, AIB UK.

Location: London / Belfast (Hybrid, 2 days in office)

This role is being offered on a full-time basis.

• Are you interested in applying business insight to drive effective credit model use and development?
• Can you work effectively with varied stakeholders in support of a common goal?
• Would you like to make lasting contributions to AIB’s ability to measure credit risk?

About the Role:

This is an exciting opportunity to join a small team that provides 1LOD oversight for UK credit grading, auto decisioning and IFRS9 (Expected Credit Losses) models. You will support AIB UK’s key strategic ambition to be a model driven bank and will have the opportunity to contribute to important AIB Group and AIB UK modelling programmes.

This role will suit an experienced lending/credit professional, who can provide business insights and work collaboratively with key stakeholders to deliver on AIB UK’s credit model agenda. The ideal candidate will be diligent and committed with good business/credit acumen. The breadth of exposure to modelling approaches, model uses, and to functions across the Group provides an excellent development opportunity for the right candidate.

Key Responsibilities Include:

• Contributing 1LOD insight and oversight at each stage of the model lifecycle (from initiation and development to deployment and ongoing monitoring)
• Actively supporting relevant model projects and initiatives, including IRB model development
• Building and maintaining relationships with key stakeholders in the delivery of the Model Operator agenda
• Engaging with front line business areas and credit quality teams with respect to the use of grading, auto decisioning, and ECL models
• Providing own business insights to relevant working groups and governance fora
• Working closely with business areas and Risk Analytics to support the development of robust, value-adding models
• Undertaking sampling exercises when required to inform model development decisions
• Supporting the drafting of papers required for governance fora

What you will bring:

• 3-5 years + of experience in a lending, credit risk, or similar role
• Familiarity with the credit lifecycle and basic modelling and statistical concepts
• Excellent analytical and problem-solving skills, an inquisitive mindset and tenacity to get to the bottom of an issue or query
• Strong communication (both written and verbal) and stakeholder management skills, including an ability to understand and communicate effectively with both technical and non-technical audiences

Life at AIB

At AIB, we have a clear purpose - to back our customers to achieve their dreams and ambitions. We want to be at the heart of our customers’ financial lives by giving them an exceptional experience. That goes for our employees too.

We are building a culture that breaks the conventions of what our customer and employees expect of a bank.

We are committed to offering our colleagues choice and flexibility in how we work and live.  Our hybrid working model enables our people to balance their time between working from home and their designated office, subject to their role, the needs of our customers and business requirements.  More details on our hybrid working arrangements and expected office attendance for your role will be provided to you during the recruitment process.

AIB is an equal opportunities employer, and we pride ourselves on being the first bank in Ireland to receive the Investors in Diversity Gold Standard accreditation from the Irish Centre for Diversity. We celebrate diversity and believe in a culture of inclusion where all our employees can succeed. We welcome applications from people of diverse backgrounds and abilities. We are committed to providing reasonable accommodations for applicants and employees. Should you have a reasonable accommodation request please email the Talent Acquisition team at careers@aib.ie.

If you feel you have what it takes, click apply and fill in the online application form. If you would like more information, please contact the Talent Acquisition Team at careers@aib.ie

By when?  Closing date is Friday 5th April 2024

Disclaimer:

Unsolicited CV’s sent to AIB by Recruitment Agencies will not be accepted for this position. AIB operates a direct sourcing model and where agency assistance is required, the Talent Acquisition team will engage directly with our recruitment partners.